It’s easy to get the best Kayak seats when you put your mind to it. After all, practice makes perfect. The more often you check online for available trips and fares at discount rates, the more efficient you become. Once you get into the habit of doing this regularly, you can save a lot of money, time and effort in booking your travels and vacations.

A great writer once said that there are only two certainties in life. One of them is death. So if you’ve never treated yourself to a vacation that’s all yours to enjoy and you’ve got the savings for it, there’s never a better time to splurge a bit even for once in your life. The best Kayak seats are really not that expensive when you have all the time in the world to plan your dream trip.

You might think that death is an abstract matter that only happens to other people. However, as insurance and funeral sales persons are likely to tell you, passing away is a reality of everyday life. You just never know what can happen on any given day.

So rewarding yourself is the key to getting the satisfaction and happiness that you deserve before it’s too late. Yet another certainty in life is taxes. But then again, with thorough planning, you can minimize the amount of taxes that you need pay. And you don’t need to seek out countries that are a haven for tax shelters.

Some countries, for example, don’t tax their citizens for winning the lottery–no matter how big they win. In addition, states have different rates for collecting revenues. So it’s all a matter of selecting the best country to settle down and grow a family.

You might think that things are easier said than done, especially for those among us who have excess baggage. Children, spouse, mortgage or even rent can offer stumbling blocks when it’s time to make a sound financial decision. However, when you follow the whenever principle, you can realize great savings over the long term.

You can’t win them all. But like a marathon person who surely knows how to phase himself or herself, avoiding the habit of making rash decisions like a sprinter can be an effective savings tool over time. Planning makes perfect.

Just by avoiding the cost of buying a cup of coffee and a muffin on a daily basis can help you realize significant returns over a period of time. Believe it or not, some millionaires have made their fortunes just by getting into the habit of saving whatever money they can. For ultimately, it’s not all about having a grand plan or snagging that dream blessing from an angel investor.